Rates & Fees
Transparent Pricing
No hidden fees, no surprises. See exactly what you'll pay before you commit.
Our Loan Products
Cash Advance
$200 - $1,000
Quick cash for unexpected expenses
- Borrow $200 - $1,000
- Flat fee: $10 - $30
- Repay on payday
- No credit check
- Same-day approval
Personal Loans
$200 - $5,000
Flexible financing for your needs
- APR from 5.99% - 35.99%
- Flexible repayment terms
- Fixed monthly payments
- No prepayment penalty
- Soft credit check to prequalify
Payday Loans
$200 - $1,500
Bridge the gap until payday
- Borrow $200 - $1,500
- Fee: $15 per $100 borrowed
- Due on next payday
- All credit welcome
- Fast approval
Understanding APR
Your Annual Percentage Rate (APR) depends on your credit history, loan amount, and term length. Here's what to expect:
| Credit Score | APR Range |
|---|---|
| Excellent (720+) | 5.99% - 12.99% |
| Good (680-719) | 13.00% - 19.99% |
| Fair (640-679) | 20.00% - 27.99% |
| Poor (Below 640) | 28.00% - 35.99% |
No Hidden Fees
No Application Fee
Apply as many times as you need — we'll never charge you to apply.
No Prepayment Penalty
Pay off your loan early and save on interest. No extra fees.
No Origination Fee
Borrow the full amount — we don't take a cut off the top.